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Frequently Asked Questions:

1. Will I have an attorney representing my interests?

Yes, at Ramunno & Ramunno , the senior lawyers will be personally handling your case, however, our entire staff is working towards the same goal and will be relentless in winning your case. We are experienced, caring and dedicated. All we do is pursue personal injury claims, such as auto accidents, slip and falls, workman's compensation claims and medical malpractice claims.

At our personal injury firm, you will have a team of expert attorneys who are backed up by associate/junior attorneys, paralegals, investigators and secretaries. Together, the attorneys and our staff members will gather vital information for your case because we have learned, the best defense against the unscrupulous insurance companies and the billionaires who own them is an aggressive offense. We will investigate the accident, go to the scene of the collision or injury if needed, obtain copies of all your medical records related to your injuries, and keep in close contact with you. Obtaining copies of your medical records related to your injuries is crucial, because, those medical records document your injuries and treatment, as such, we have multiple secretaries who are assigned to do this.

2. How much do I have to pay your representation in my personal injury case?

You pay us nothing, unless we win. At Ramunno Law, we are extremely aggressively, and take great pride in our winning record against big insurance companies. You pay us nothing unless we make a financial recovery on your behalf. At that point, we are paid a 1/3 percentage of that recovery plus our costs assuming you've been in a car accident. Slip and fall cases, trip and fall cases and workman's compensation cases (sometimes referred to as job injuries) have slightly different fees. But for all of our cases, if there is no recovery, there are no fees or costs to you. You never take out your wallet to advance us any money, any costs related to your case, from the small, (say $20 or so for a police report) to the large (say $2000 for a medical expert to testify) we advance, and you only reimburse us for these if we win and get money on your injury claim.

3. How long will my personal injury case last?

This time period fluctuates a bit from person to person and depends on your injuries, as well as, other factors, such as insurance availability. Although no two injury claims are exactly alike, Ramunno Law generally is able to settle most of our cases after about 12 to 15 months from the accident in question. Sometimes, clients tell us that they want to settle after say 6 months of medical care, even though their doctors are recommending additional treatment, and we always defer to our client's requests in these situations. Put another way, generally, a doctor will need about a year of treatment, testing (such as MRI's, EMG's, etc) before they are willing to put in writing what they feel is the full extent of a person's injuries and if they have permanent injuries. However, if a client wants to settle before this is feasible for whatever reason, we respect this decision and follow your directions.

In our constant efforts to obtain full and fair compensation for your injuries we generally have seen that most doctors are not willing to in writing outline the extent of their patient's injuries until about 12 months or so after the accident. However, obviously in cases of severe injuries, fractured bones, paralysis, loss of limbs, traumatic brain injuries, etc, it doesn't always take this long and can take much less time.


We will discuss and advise you as to the proper amount of money that an insurance company should offer you but if we can not settle, we will file suit. It is important to note that some law offices are afraid or hesitant to file suit, at Ramunno and Ramunno Law Offices, this is certainly not the case, we have no problem taking on the multi-millionaires and billionaires that own and/or run these insurance companies or the doctors that they pay, often in excess of a million dollars a year (for what amounts to nothing more than part time work for the insurance doctors), to do the insurance companies' so called "defense medical exams" (which are nothing more usually than just cut and paste reports after a cursory exam of an injured victim in which the insurance doctor 99.5% of the time tries to downplay the severity of your injuries). Regardless of the offer, we will discuss it with you, give you our opinion as to if it is good, bad or mediocre, and the final decision is yours as to if you want to settle or file suit. We have learned that some insurance companies unfortunately often play a game of chicken and routinely will low ball their offers until suit is filed. However, the final decision is yours as to whether to sue or not.

However, if the insurance company makes an unreasonable offer, we have no problem in filing suit, we take our jobs seriously and getting our clients top dollar for their injury claims is very important to us. This is also one of many reasons why we think any serious and aggressive lawyer representing injured victims should refuse to represent insurance companies. At Ramunno and Ramunno we NEVER represent insurance companies, however, other law offices represent injured victims, while at the same time collecting tens, if not hundreds, of thousands of dollars in fees from insurance companies to defend them in other cases. In these instances, a injured victim should ask themselves: who will be 100% loyal to me and my case? The answer we feel is obvious: its Ramunno Law!

4. Does hiring our firm automatically mean that I will be involved in litigation?

No, in fact, hiring our firm decreases the chances litigation will be necessary because the insurance companies know we mean business and we have many victories at trial, as a result, the insurance companies, when they see you've hired our firm, tend to be more willing to settle.

In addition, our law firm is highly effective in settling cases and using multiple negotiation tactics to get the best offer possible from an insurance adjuster. A majority of the cases we deal with are settled. On the other hand, insurance companies do not always act logically or justly, and if that occurs, we have no problem filing suit. Experience has taught us though that the vast majority of these lawsuits settle before actually going to trial.

At Ramunno & Ramunno we work hard as a team to relieve you of the stress and confusion resulting from these complex legal matters. We will review the alternatives with you, so that your decision is a confident one. You will be informed of all possible options that the case could take and we will guide you in deciding the best option for you. But no matter what option you take, we as a team will support you if the case cannot be settled and we need to file suit.

5. Do I have to stop working to pursue an injury claim?

Although some clients of ours are injured so badly, especially catastrophic injuries such as paralysis, spinal cord injuries, fractured bones, etc,, that they tragically might never be able to work again or it might be many years before they recover to the degree that returning to work is an option, many of our clients continue to work.

If you and your doctor(s) are comfortable with you working or working in a light duty capacity, then there is nothing wrong with returning to work.

Unfortunately, some injury victims are unable to return to work right away and need money to pay bills, etc. Some of these clients use loan companies that use your injury claim as collateral. The loan company will get paid out of your proceeds. The attorneys at Ramunno & Ramunno always provide these loan companies with whatever information or documents, such as medical records, that our clients ask us to, and, unlike some law offices, we do not charge any additional fee for this simple service.

If you have questions regarding personal injury, or if you would like to set up a consultation to discuss your legal options, please contact us online or call us.

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Ramunno & Ramunno, P.A.
Wilmington Office
903 French Street
Wilmington, Delaware 19801
Phone: (302) 482-4825
Toll-free: (877) 419-8785
Fax: (302) 656-9344

Newark Office
928 Old Harmony Rd.
Suite G
Newark, DE 19713
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Middletown Office
702 Ash Boulevard
Middletown, DE 19709
Phone: (302) 376-9100
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L Vincent Ramunno |The National Trial Lawyers | Top 100 Trial Lawyers

L. Vincent Ramunno, Jr.